Add the document
Photograph the pages, import a PDF, or forward the email your insurer sent. Twelve pages take about twenty seconds.
Available on Android & iOS
Scan any policy. Ask anything.
Insurance documents are written to be filed, not read. IDA reads yours and answers in plain language — what you're covered for, what your excess is, what happens at renewal.
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Ask about your policy
Is my kid covered if he dents someone's car?
Yes — damage your child causes to someone else's car is covered under your third-party liability. Your €300 excess would still apply.Source · Section 4.2, page 7
"Liability for damage caused by insured persons under 18 years shall be covered up to the policy limit…"
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€240average found in the first year
11,400policies decoded in beta
6languages · EN NL IT ES DE TR
US + EUfirst release regions
How it works
Three minutes from paperwork to plain language
Read the short version
Coverage limit, excess, what's excluded, when it renews. Everything on the card comes straight from your own document.
Ask in your own words
"Am I covered abroad?" Every answer quotes the clause it came from, so you can check it yourself.
What IDA does
Four things your insurer will never send you
01 · Answers you can verify
Every answer quotes the clause it came from
No confident guesses. IDA shows the section, the page number, and the original wording in the language your policy was written in — so you can take it to your insurer word for word.
- Section and page reference on every reply
- Original clause shown untranslated
- Says "not in your document" when it isn't
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Here's your car policy
Everything below comes straight from your document.
Coverage limit€1,000,000
Deductible€300
What's excluded
Racing and track days
Driving without a valid licence
Damage from freezing, if avoidable
Renews 14 March · 82 days
Cancel before 14 February to avoid automatic renewal.
Ask about this policyRead in full · 12 pages
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02 · Renewal watch
We flag the changes before renewal, not after
Insurers send a renewal letter and hope you file it. IDA compares this year's document to last year's, and tells you what moved: the price, the wording, the cancellation deadline.
- Side-by-side diff of old and new wording
- Cancellation deadline as a calendar reminder
- Benefits you paid for and never used
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Alerts
Price changeYour car premium goes up 8% at renewal€26 → €28 per month · cover unchanged
DeadlineCancel by 14 February, or it renews17 days left · car insurance
Wording changedHome policy: water damage clause rewrittenTwo sentences added about slow leaks
Unused benefitFree dental check-ups still available
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03 · Overlap detection
Stop paying twice for the same cover
Bank cards, employer schemes and standalone policies quietly cover the same risk. IDA reads across everything you've added and points at the overlaps — and at the gaps nobody covers.
- Duplicate travel, legal and liability cover
- Coverage gaps flagged with what's missing
- Household sharing, so partners see the same picture
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You might be paying for travel cover twice
Many bank cards include travel insurance. Yours may already cover the same trips as your standalone policy.
Travel policy €89 / year Bank card cover includedPossible gapNothing covers your bike outside the home
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04 · Proof it worked
A running total of what you stopped paying
Every action you take gets logged with the amount it saved — a switched renewal, a dropped duplicate, an excess you renegotiated. At the end of the year you get the short version of your own insurance.
3.5 hrspaperwork avoided
4alerts acted on
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Since you joined, March 2025€240 saved
Money saved, by month
MarAprMayJunJulAugSep
Switched travel renewalMay 2025+€120
Dropped duplicate home coverJul 2025+€60
Raised car excess to €500Aug 2025+€60
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Privacy
Your documents stay yours
An insurance policy holds your address, your car, your health, your household. We treat it that way: encrypted on your device and in transit, stored in the EU, never sold, and deleted the moment you ask.
GDPR compliant
EU data residency
No ad tracking
Encrypted end to end
Documents are encrypted on your device before they ever leave it.
Never sold, never brokered
We don't sell leads to insurers or comparison sites. Subscriptions are the only revenue.
Delete everything, instantly
One tap in Settings removes your documents and their extracted data for good.
Pricing
Free to try. Cheaper than one missed renewal.
The average household overpays €150–400 a year by not checking. Premium costs €74.99.
Free
€0 foreverEnough to decode the one policy that worries you most.
- 1 policy
- 10 questions per month
- 1 renewal reminder
- Full summary with sources
Premium
€74.99 per year · €6.25/moOr €9.99 monthly. 7-day free trial with full Premium for all new users, cancel anytime in your phone settings.
- Unlimited policies
- Unlimited questions
- Renewal & price alerts
- Overlap & gap detection
- Household sharing
- Savings tracker
Questions
Before you sign up
Is IDA available on my phone?+
IDA is available on iPhone and Android — download it from the App Store or Google Play and start with a 7-day free trial of full Premium.
Can I trust an AI with an insurance question?+
Only as far as it shows its work. IDA answers exclusively from the document you uploaded and attaches the clause, section and page behind every reply. When your policy doesn't say, IDA says so instead of guessing. It isn't financial or legal advice, and it doesn't replace your insurer or broker.
Which insurers and document types work?+
Any of them. IDA reads the document itself rather than connecting to an insurer's system, so a photographed letter, a downloaded PDF or a forwarded renewal email all work — car, home, health, travel, liability, legal, pet.
What happens to my documents?+
They're encrypted on your device before upload, stored in the EU, and never sold or shared with insurers, brokers or comparison sites. Deleting a document removes its extracted data with it. Subscriptions are our only revenue, which is deliberate.
Do you sell my data to insurers?+
No. IDA takes no commission, has no insurer partnerships, and doesn't broker leads. If we ever recommend switching, it's because your own document says you'd be better off.
Which languages does it handle?+
The app speaks English, Dutch, Italian, Spanish, German and Turkish, and reads policies in all six. Answers come in your language while the quoted clause stays in the original — useful when you need to argue a point with the insurer who wrote it.
Find out what your policy actually says
Scan your first policy in a minute. IDA is free to download on iPhone and Android.
Live on App Stores
On the App Store and Google Play.